Terms and Conditions

Last Updated: January 07, 2026

Welcome to VD Finance. By accessing our website (www.vdfinance.com) and utilizing our financial services, you agree to comply with and be bound by the following terms and conditions. These terms constitute a legally binding agreement under the Information Technology Act, 2000 and relevant Indian laws.

1. Definitions

"Company," "We," "Us," or "Our" refers to VD Finance, located at Visnagar, Gujarat. "User," "You," or "Client" refers to the person accessing this website or using our services.

2. Scope of Services

VD Finance provides consultancy services including but not limited to:

• Goods and Services Tax (GST) Registration and Filing.
• Income Tax Return (ITR) Filing and Planning.
• Company Incorporation (Pvt Ltd, LLP, OPC).
• Auditing and Assurance Services.

We act as a facilitator between the client and government authorities (such as the Ministry of Corporate Affairs, Income Tax Department, and GST Council). We do not guarantee specific outcomes (such as tax refunds or loan approvals) as these are subject to government discretion.

3. User Obligations & Accuracy of Information

By using our services, you agree to provide accurate, current, and complete information (including PAN, Aadhar, Bank Statements, and Invoices). VD Finance shall not be held liable for any penalties, notices, or legal action arising due to incorrect, forged, or manipulated documents provided by the client.

4. Payments and Refund Policy

Payments: All professional fees must be paid in advance or as per the agreed milestones. Payments can be made via UPI, Bank Transfer (NEFT/RTGS), or Cheque.

Refunds: Professional fees once paid are generally non-refundable. However, if a service (e.g., Company Registration) is rejected due to an error solely attributable to VD Finance, a refund or re-filing may be considered at our discretion.

5. Intellectual Property Rights

All content, logos, graphics, text, and software used on this website are the intellectual property of VD Finance. Unauthorized reproduction, distribution, or commercial exploitation of our content is strictly prohibited under Indian Copyright laws.

6. Limitation of Liability

To the fullest extent permitted by Indian law, VD Finance shall not be liable for:

• Any indirect, incidental, or consequential damages arising from the use of our services.
• Downtime or technical glitches of government portals (GSTN, MCA, Income Tax) which may delay filings.
• Penalties levied by authorities due to late submission of data by the client.

7. Confidentiality & Data Privacy

We are committed to protecting your financial data. We do not sell or share your data with third parties, except where required for filing purposes or by law enforcement agencies. Please refer to our Privacy Policy for more details.

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Visnagar / Mehsana, Gujarat.

9. Contact Us

If you have any questions regarding these Terms, please contact us at:

VD Finance
101, Sunsine Arcade, First Floor, Visnagar - 384315
Email: vdfinance918@gmail.com